:root{--ink:#15221b;--forest:#13261c;--moss:#31513d;--lime:#d9ff59;--cream:#f4f0e7;--paper:#fffdf8;--line:#c9cfc8;--muted:#536159;--max:1240px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:Arial,Helvetica,sans-serif;line-height:1.55}a{color:inherit;text-decoration-thickness:1px;text-underline-offset:4px}img{max-width:100%;display:block}.skip{position:absolute;left:12px;top:-60px;background:var(--lime);padding:12px;z-index:100}.skip:focus{top:12px}.wrap{width:min(var(--max),calc(100% - 40px));margin:auto}.top{background:var(--forest);color:white;position:sticky;top:0;z-index:30;border-bottom:1px solid #ffffff24}.topin{height:76px;display:flex;align-items:center;gap:34px}.brand{text-decoration:none;font-weight:900;letter-spacing:-.055em;font-size:22px}.brand small{font-size:10px;letter-spacing:0;margin-left:2px}.subbrand{font-family:Georgia,serif;font-size:18px;border-left:1px solid #ffffff45;padding-left:20px;text-decoration:none}.nav{display:flex;gap:24px;margin-left:auto;align-items:center}.nav a{text-decoration:none;font-size:13px;font-weight:700}.nav .cta{background:var(--lime);color:var(--forest);padding:11px 16px}.menu{display:none;background:none;border:1px solid #ffffff55;color:#fff;padding:8px 10px}.hero{background:var(--forest);color:white;min-height:680px;position:relative;display:grid;align-items:end;overflow:hidden}.hero:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,#102219 0%,#102219e8 42%,#10221920 75%),url('/assets/hero-office.webp') center/cover}.hero .wrap{position:relative;z-index:2;padding:110px 0 86px}.eyebrow{display:block;color:var(--lime);font-size:12px;font-weight:800;letter-spacing:.16em;text-transform:uppercase;margin-bottom:20px}.hero h1,.pagehero h1{font:500 clamp(50px,8vw,112px)/.9 Georgia,serif;letter-spacing:-.06em;max-width:870px;margin:0}.hero p,.pagehero p{max-width:650px;font-size:19px;color:#d8dfda;margin:28px 0}.actions{display:flex;flex-wrap:wrap;gap:12px}.btn{display:inline-block;background:var(--lime);color:var(--forest);padding:14px 20px;text-decoration:none;font-size:13px;font-weight:900;text-transform:uppercase;letter-spacing:.06em;border:0;cursor:pointer}.btn.alt{background:transparent;color:inherit;border:1px solid currentColor}.strip{background:var(--lime);padding:26px 0}.stripin{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}.stat strong{font:500 32px Georgia,serif;display:block}.stat span{font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:.08em}.section{padding:92px 0}.section.dark{background:var(--forest);color:white}.section.cream{background:var(--cream)}.head{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:end;margin-bottom:48px}.head h2{font:500 clamp(38px,6vw,74px)/.95 Georgia,serif;letter-spacing:-.05em;margin:0}.head p{font-size:18px;color:var(--muted);margin:0}.dark .head p{color:#cbd5cf}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{border:1px solid var(--line);padding:28px;min-height:250px;display:flex;flex-direction:column;background:var(--paper)}.dark .card{background:#1a3023;border-color:#ffffff26}.card .num{font:600 12px Arial;letter-spacing:.14em;color:var(--moss);margin-bottom:auto}.dark .card .num{color:var(--lime)}.card h3{font:500 30px/1.05 Georgia,serif;margin:34px 0 12px}.card p{color:var(--muted);margin:0 0 22px}.dark .card p{color:#cbd5cf}.card a{font-weight:800}.pagehero{background:var(--forest);color:white;padding:120px 0 84px}.pagehero h1{font-size:clamp(48px,7vw,92px)}.crumb{font-size:12px;text-transform:uppercase;letter-spacing:.08em;margin-bottom:36px;color:#becbc3}.article{max-width:820px;margin:auto}.article h2{font:500 38px/1.05 Georgia,serif;letter-spacing:-.03em;margin-top:56px}.article h3{font-size:20px;margin-top:34px}.article p,.article li{font-size:17px}.article .callout{border-left:5px solid var(--lime);background:var(--cream);padding:22px 26px;margin:36px 0}.steps{counter-reset:step}.steps>div{border-top:1px solid var(--line);padding:28px 0;display:grid;grid-template-columns:70px 1fr;gap:20px}.steps>div:before{counter-increment:step;content:"0" counter(step);font-weight:900;color:var(--moss)}.tool{display:grid;grid-template-columns:1fr 1fr;gap:48px;border:1px solid var(--line);padding:34px;background:var(--paper)}.fields{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field{display:flex;flex-direction:column;gap:7px}.field.full{grid-column:1/-1}.field label{font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:.06em}.field input,.field select,.field textarea{font:inherit;border:1px solid #9da8a0;background:white;padding:13px;width:100%}.field textarea{min-height:130px;resize:vertical}.result{background:var(--forest);color:white;padding:28px;display:flex;flex-direction:column;justify-content:center;min-height:180px}.result strong{font:500 42px Georgia,serif;color:var(--lime)}.result span{margin-top:8px;color:#cbd5cf}.formbox{max-width:900px;border:1px solid var(--line);padding:36px;background:var(--paper)}.formbox button[disabled]{opacity:.6}.status{min-height:28px;font-weight:700}.honeypot{position:absolute;left:-9999px}.source-list{display:grid;gap:12px}.source-list a{border:1px solid var(--line);padding:18px;display:block}.footer{background:#0c1711;color:#d7ded9;padding:60px 0 30px}.footgrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:40px}.footgrid h2{font:500 42px Georgia,serif;color:white;margin:0}.footgrid a{display:block;margin:8px 0}.legal{border-top:1px solid #ffffff25;margin-top:40px;padding-top:20px;font-size:12px;color:#9eaaa3}.imageband{min-height:520px;background:linear-gradient(90deg,#13261cea,#13261c55),url('/assets/interior.webp') center/cover;display:flex;align-items:end;color:white}.imageband .wrap{padding:70px 0}.imageband h2{font:500 clamp(42px,6vw,76px)/.95 Georgia,serif;max-width:760px;margin:0}.kicker{font-size:12px;font-weight:900;letter-spacing:.12em;text-transform:uppercase;color:var(--moss)}.list{display:grid;grid-template-columns:repeat(2,1fr);gap:1px;background:var(--line);border:1px solid var(--line)}.list a{background:var(--paper);padding:25px;text-decoration:none;font-weight:800}.list a span{display:block;font-weight:400;color:var(--muted);margin-top:6px}.notice{padding:18px;border:1px solid var(--line);background:var(--cream)}
  .faq{max-width:900px}.faq details{border-top:1px solid var(--line);padding:20px 0}.faq summary{cursor:pointer;font-weight:800;font-size:18px}.faq p{margin:12px 0 0;color:var(--muted)}.chips{display:flex;flex-wrap:wrap;gap:10px;margin:24px 0}.chip{display:inline-block;padding:9px 13px;border:1px solid var(--line);background:var(--paper);text-decoration:none;font-size:13px;font-weight:700}.answer{border-left:5px solid var(--lime);background:var(--cream);padding:22px 26px;margin:32px 0}.answer strong{display:block;font-size:12px;letter-spacing:.12em;text-transform:uppercase;margin-bottom:8px;color:var(--moss)}.source-note{border:1px solid var(--line);padding:20px;margin-top:36px;background:#f8f6f0}.source-note p{font-size:14px;margin:0}.definition{border-top:1px solid var(--line);padding:24px 0}.definition h3{font:500 28px Georgia,serif;margin:0 0 8px}.definition p{margin:8px 0}.updated{font-size:12px;font-weight:900;letter-spacing:.12em;text-transform:uppercase;color:var(--moss)}
  @media(max-width:1050px){.wrap{width:min(100% - 28px,var(--max))}.topin{height:66px;gap:12px}.subbrand{font-size:14px;padding-left:12px}.menu{display:block;margin-left:auto;flex:0 0 auto}.nav{display:none;position:absolute;top:66px;left:0;right:0;background:var(--forest);padding:20px 14px;flex-direction:column;align-items:stretch}.nav.open{display:flex}.hero{min-height:620px}.hero .wrap{padding:95px 0 60px}.stripin{grid-template-columns:1fr 1fr}.head,.tool,.footgrid{grid-template-columns:1fr}.grid{grid-template-columns:1fr}.card{min-height:220px}.fields{grid-template-columns:1fr}.field.full{grid-column:auto}.list{grid-template-columns:1fr}.section{padding:68px 0}}
@media(max-width:480px){.brand{font-size:17px}.subbrand{font-size:11px;padding-left:9px}.menu{padding:7px 8px}.hero h1,.pagehero h1{font-size:49px}.stripin{grid-template-columns:1fr 1fr}.formbox,.tool{padding:22px}.head h2{font-size:43px}}
.metric-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);border:1px solid var(--line)}.metric{background:var(--paper);padding:24px}.metric strong{display:block;font:500 38px Georgia,serif}.metric span{display:block;font-size:11px;font-weight:900;letter-spacing:.09em;text-transform:uppercase;color:var(--muted)}.data-table{overflow-x:auto;border:1px solid var(--line)}.data-table table{width:100%;border-collapse:collapse;min-width:640px}.data-table th,.data-table td{text-align:left;padding:13px 16px;border-bottom:1px solid var(--line)}.data-table th{font-size:11px;letter-spacing:.08em;text-transform:uppercase;background:var(--cream)}.data-table tbody tr:last-child td{border-bottom:0}.trend{border:1px solid var(--line);padding:24px;background:var(--paper)}.trend svg{width:100%;height:auto;display:block}.trend polyline{fill:none;stroke:var(--moss);stroke-width:4;stroke-linecap:round;stroke-linejoin:round}.trend line{stroke:var(--line);stroke-width:1}.data-source{border-left:5px solid var(--lime);padding:24px 28px;background:var(--cream)}.data-source small{display:block;margin-top:14px;color:var(--muted)}@media(max-width:800px){.metric-grid{grid-template-columns:1fr 1fr}}